cargo claims
Bill of Lading Damage Notes
Bill of lading notes should be specific, neutral, and based on observed facts. They are not the place for guesses about liability.
Quick Answer
Bill of lading notes should be specific, neutral, and based on observed facts. They are not the place for guesses about liability.
Neutral note style
A useful note identifies the visible condition: broken pallet board, torn shrink wrap, crushed cartons on left rear pallet, seal missing on arrival, freight leaning against the right door, or receiver noted shortage before unloading was complete.
Avoid wording that admits fault, assigns fault, or states a legal conclusion unless company policy or a supervisor directs it. The bill of lading note should help preserve the record, not become an argument written in a hurry.
Better note pattern
Use observable nouns, location, quantity when known, and timing. For example: carton damage visible on two rear pallets before unloading; seal 123456 intact on arrival; freight leaning against right rear door before doors fully opened.
If a receiver refuses to add a visible exception, record the refusal through company procedure and keep the related photos or messages with the shipment file.
What the note cannot do
A short note cannot decide whether a claim is valid, whether a party is liable, or whether coverage applies. It only preserves what was visible at a point in time.
When a shipment is sealed, shipper-loaded, or partially inspected, the note should avoid certifying cargo condition that the driver did not see.
Checklist
- Write short, factual notes before signing when damage is visible.
- Match notes to photos when possible.
- Record refusals, shortages, or overages through company procedure.
Practical Notes
Claim processes, timelines, and documentation requirements vary by carrier, shipper, and insurance program. Confirm the applicable claim rule, carrier procedures, and any contract terms before relying on this page for a live claim.
Primary Sources / References
Last reviewed:
- 49 CFR Part 370 - Principles and Practices for the Investigation and Voluntary Disposition of Loss and Damage Claims and Processing Salvage Electronic Code of Federal Regulations · regulation · reliability: high
- 49 CFR 370.3 - Filing of Claims Electronic Code of Federal Regulations · regulation · reliability: high
- CargoSecurement.com Editorial Policy CargoSecurement.com · internal · reliability: medium